TINJAUAN PENERAPAN MUSHARAKAH DALAM EKONOMI ISLAM: STRATEGI KEUANGAN UNTUK KESEJAHTERAAN SEHARI-HARI
Keywords:
Musharakah, Economy, FinanceAbstract
This article explores the application of Musharakah in the context of Islamic economics and its financial strategies for enhancing daily welfare. Musharakah, a fundamental concept in Islamic economics, entails partnership or cooperation between two or more parties for investment and mutual profit purposes. The paper presents a conceptual overview of Musharakah principles and its contributions to fostering economic equality, wealth redistribution, and strengthening social bonds within society. Additionally, it discusses financial strategies applicable within Musharakah to optimize economic benefits and improve the welfare of individuals and communities. A qualitative analytical approach is employed to evaluate the effectiveness of Musharakah in addressing economic challenges faced by individuals and groups in their daily lives. The findings provide valuable insights for Islamic finance practitioners, policymakers, and the general public regarding the potential of Musharakah as a financial instrument that can promote financial inclusion and sustainable economic development within the framework of Islamic economics.
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