Analisis Perspektif Ekonomi Islam Terhadap Kebijakan Moneter Pada Bank Konvensional dan Bank Syariah

Abstract

In Islamic economics, Islam makes strong decisions to enhance humanity, develop the entire economy, or regulate the banking system in a way that ensures a healthy economy and reinforces internal values. However, to have a moderate and universal stance on these issues, Muslims also impose restrictions on what they consume according to their nature. This article aims to explain the monetary policies implemented in conventional banks. The method used in this article is a qualitative method that utilizes verbal description data obtained from individuals and stakeholders. The conclusion of this research is that monetary policy is a crucial factor in managing the economy, but differences in economic systems lead to different approaches to monetary policy. In conventional economic systems, the approach to monetary policy differs from that in Islamic economic systems. The Islamic monetary economic system emphasizes achieving economic goals through the Islamic monetary perspective, which includes achieving justice and benefit.